Startup Loans

Startup loans

Launching a startup requires more than just a great idea – it needs solid financial backing. At UGMoney Capital, our Startup Loans are designed to empower new-age entrepreneurs and early-stage businesses with the working capital they need to kickstart operations, build products, expand teams, or market services..

Startup Loans are tailored for businesses less than 5 years old, whether they’re tech-driven, product-based, or service-oriented. These loans offer flexible repayment tenures, customized interest rates, and quick disbursal, helping young businesses overcome the initial funding hurdles.

Whether you need funds for equipment purchase, website development, office setup, or operational expenses, our loan solutions ensure your business doesn’t stop due to lack of finance. Even if you don’t have years of balance sheets or profits, we consider pitch decks, business models, projections, and promoter background to evaluate your eligibility.

Our process is completely transparent and paperless. Get a dedicated relationship manager, minimal documentation, and fast disbursal to fuel your business without interrupting operations.

Startup Loans Requirements

Term Loans are available for a wide range of business needs like:

  • A registered business entity – Proprietorship, LLP, or Pvt. Ltd.
  • Business age under 5 years
  • Promoter KYC – Aadhaar, PAN, passport-size photo
  • Projected revenue & expense sheets
  • Bank statement (personal or business – last 6 months)

Why choose Startup loans

  • Ideal for newly registered businesses & young entrepreneurs
  • Minimal documentation with fast approvals.
  • Funds available for tech, marketing, or product development
  • Yes, you can apply based on your projections, business model, and personal financial stability.
  • Credit flexibility – funding even with low credit history
  • Financial advisors to guide loan structuring

  • No, we offer unsecured startup loans, depending on the business model and financials. However, larger amounts may require partial security.

  • Yes, you can apply based on your projections, business model, and personal financial stability.

  • If all documents are in order, we disburse funds within 3–5 working days.