Home Loans
Owning a home is one of life’s biggest achievements. With UGMoney Capital’ Home Loan, you can now build, buy, or renovate your dream home without financial stress. Whether you’re a first-time buyer, investing in a second property, or remodeling your current residence, our flexible and affordable home loan solutions are tailored for your needs.
We offer low-interest rates, longer repayment tenure, and minimal documentation, making the process simple and transparent. From salaried professionals to self-employed individuals, we finance a variety of profiles across different income brackets. UGMoney Capital also offers pre-approved loans, balance transfers, and top-up options for existing home loan customers.
We offer low-interest rates, longer repayment tenure, and minimal documentation, making the process simple and transparent. From salaried professionals to self-employed individuals, we finance a variety of profiles across different income brackets. UGMoney Capital also offers pre-approved loans, balance transfers, and top-up options for existing home loan customers.
Our process is completely transparent and paperless. Get a dedicated relationship manager, minimal documentation, and fast disbursal to fuel your business without interrupting operations.
Home Loans Requirements
To make your home ownership journey easier, we require basic documentation and eligibility:
- Age – Between 21 and 65 years
- Income Proof – Salary slips or business income (ITR)
- Credit Score – Good repayment history preferred
- Property Documents – Registered sale deed or agreement
- Bank Statements – Last 6 months for income validation
Why choose Home Loans
- Affordable interest rates with easy EMIs
- High loan amounts up to 90% of property value
- Balance transfer facility to lower your interest burden
- Loans for purchase, construction, renovation, or extension
- Minimal paperwork and digital application support
- Expert support in property legal & technical verification
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Can I get a home loan before finalizing the property?
Yes, you can get a pre-approved loan based on your income and credit score before choosing the property.
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Can I get a loan if I am self-employed?
Absolutely. We offer customized plans for self-employed professionals and business owners.
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How long does it take to get the loan disbursed?
With all required documents, loan approval and disbursal can be completed in 7–10 working days