Apply for Working capital loans online in Delhi NCR , Short Term Working Capital Facility.

Working Capital Loan Facility:

Working Capital Loan is given by the lending institution or banks to the borrower for the purpose of business expansion, reconstruction etc. Project loan is also available to acquire the fixed assets like land & building, plant & machinery etc. Project Loans are available to the existing business or industrial houses for growth purpose and equally available to the new business entrants in form of seed or startup capital. Projects loans are generally mid or long term period loans but lending institutions may consider the short term loan applications depending upon the feasibility of the project. The short term Project Loan can be availed for one year whereas the mid and long term project loans can be obtained for up to 10 years.

Working Capital Loan Interest Rates:


Interest Rates

Apply For Working Capital


9.25%-9.75% P.A.

Apply For Working Capital


9.00%-9.50% P.A.

Apply For Working Capital


9.00%-9.50% P.A.

Apply For Working Capital


9.25%-9.80% P.A.

Apply For Working Capital


9.25%-9.50% P.A.

Apply For Working Capital


9.50%-9.80% P.A.

Apply For Working Capital


9.10%-9.75% P.A.

Apply For Working Capital


9.15%-9.70% P.A.

Apply For Working Capital

Greetings from Ugmoney!!!!

Documents required for Working Capital Loan:

A). In the name of firm/Company:

1). KYC Documents: - Copy of PAN CARD and Address proof of Company.
2). Vintage Document: - MOA/AOA & Service tax Registration / Vat Registration Certificate and GST Certificate.
3). 3 years financials to include - Balance Sheet , Profit & Loss Account along with schedules and Notes to Accounts, Tax audit reports, Statutory Audit report if any for the FY 14-15,FY15-16, FY 16-17.
4). Copy of ITRs with computation of income and acknowledgment receipt for 3 yrs with TAX Audit Reports for the FY 14-15,FY15-16, FY 16-17.
5). Bank Statement for the period 1st Dec 2016 to 31st Nov 2017 for all the current accounts and Overdraft Accounts of the company. ( PDF and hard copy Both)
6). VAT/ Service Tax Returns/ GST Returns for current financial year and last 1 year.
7). List of all EMI base loans running as on date along with Statement of account Sanction letter & repayment schedule
8). Property Documents: sale deed and conveyance deed of freehold property with sanctioned plan.

B). In the name of Individual:

1) Copy of PAN card and Address Proof of security providers and all directors.

C). On Letterhead of Company:

1). Company Profile / Borrower profile.
2). 5 Buyers and 5 suppliers (Company name, Contact person, Contact number and Address).
3). Current year performance (Month-wise) 01/04/2017 to 31/11/2017 and last year performance & Projected turnover on letterhead of Company.

D). General Terms of Working Capital Limit:

1). The Borrower shall submit Stock / Book debt statement along with list of Debtors (within 90 days) every month.
2). Borrower shall submit Copies of Audited Balance Sheet, P&L account every year, prior to due date of renewal.
3). Operate the account exclusively with the Bank, within the drawing power, and achieve the turnover of five times and above the limit sanctioned.
4). Repay the monthly interest every month. Follow the credit discipline as per bank’s norms, to avail interest rebate, wherever applicable.

Our Preffered Working Capital Lending Partners:


Ugmoney Capital
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