Personal Loan
Whether it's a wedding, medical emergency, travel plan, home renovation, or just managing multiple debts—UGMoney Capital offers Personal Loans tailored to your needs. With no collateral required, our loans are quick, easy, and transparent, making them ideal for salaried employees, professionals, and business owners alike.
You get flexible repayment options, instant disbursal, and competitive interest rates, so you can focus on your goals instead of worrying about funds. Whether it's ₹50,000 or ₹20 lakhs, we’ve got a solution for your short-term or long-term needs.
Our paperless application process ensures speed and convenience. You can apply from anywhere, and once approved, the money reaches your account within hours.
Our process is completely transparent and paperless. Get a dedicated relationship manager, minimal documentation, and fast disbursal to fuel your business without interrupting operations.
Personal Loan Requirements – Who Is Eligible?
To avail personal loan, you should:
- Age – 21 to 58 years (for salaried), up to 65 (for self-employed)
- Employment Type – Salaried in a private/public firm, or self-employed with income proof
- Work Experience – At least 6 months (salaried) or 1 year of business vintage
- Bank Account – In applicant’s name with regular income credits
- Valid KYC and address proof
Why choose Personal Loan
- Loan amount from ₹5lakh to ₹75 Lakhs
- Interest rates starting from 10.99% p.a.
- Fast approval and disbursal within 24–48 hours
- Available for both salaried and self-employed individuals
- Simple documentation with online processing
- lexible prepayment and foreclosure options
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Can I get a personal loan without income proof?=
Income proof is generally required, but in some cases, bank statements and alternate documents may be accepted for evaluation
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How quickly will I get the loan amount?
Once approved, funds are usually disbursed within 24 to 48 hours directly to your bank account.
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Will it affect my credit score?
No, applying for a loan won’t affect your score. However, timely EMI payments will actually help improve your credit profile.