Home Loan

We tied up with NBFCs/MNC Banks and Private Banks to bring best-in-class home loan services to our customers. Zero hassle, transparent service and an exhaustive list of products which enables every individual to apply for a Home Loan through us with Financial Institutions We Offers doorstep service & home loan specialists who help you in the home loan process with timely intervention to make your home purchase a delight!

HOME LOAN RATE OF INTEREST
(Last Updated on : 9th. Nov 2014 )

Bank

Interest Rates

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HDFC

8.50% P.A.

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KOTAK BANK

8.50% P.A.

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ICICI BANK

8.40% P.A.

Loan Apply

AXIS BANK

8.35% P.A.

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INDIA BULLS

8.55% P.A.

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PNBHFL

8.55% P.A.

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SCB

8.40% P.A.

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CITI BANK

8.45% P.A

Loan Apply


  • Features & Benefits
    • Attractive Interest Rates.
    • Easy Documentations.
    • Fast Processing.
    • Transparent Dealings
    • Door step service.

  • Nil Foreclosure charges
    now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges. This is Special case from Particular Banks or from NBFCs.

  • Housing loan is extended for the purpose of 
    • Purchase of land and construction of a residential property
    • Purchase of New Flat / House
    • Purchase of old house / flat along with undivided share of land
    • Extension/ modification of existing house / flat
    • Balance takeover from banks/HFC
    • Home Loans at the sole discretion of Banks/NBFCs/MNC Banks

  • Eligibility
  • Maximum loan

80% of the cost of the property (including the cost of the land) and based on the repayment capacity of the customer.


  • Maximum Term
30 years subject to your retirement age.

  • How to Apply?

Home Loans can be applied for either individually or jointly. There is Applicant & Coapplicant on The Loan. Proposed owners of the property will have to be co-applicants. However, the co-applicants need not be co owners.


  • Adjustable Rate Home Loan

Loan under Adjustable Rate is linked to Banks Base Rate (BR) or NBFCs FRR. The rate on your loan will be revised if RBI Increase or Decrease Then there is a change in Base Rate or NBFCs FRR, then also interest rate on your loan may change. However, the EMI on the home loan disbursed will not change*. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting in an extension of term of the loan, and vice versa when the interest rate decreases. On Special Request We can Change or fixed your EMI for time being.


  • Documentations.
  • Proprietorship Firms:
    • IT returns for last three years with P&L a/c and balance sheet.
    • Audit report if the firm is subject to audit
    • 6 months bank a/c statement for firm
    • 6 months bank a/c statement of the proprietor.
    • Business profile.

  • Partnership Firm:
    • IT returns for last three years with P&L a/c and balance sheet in the name of firm.
    • IT returns of the partners for last three years.
    • Partnership deed.
    • Audit report if the firm is subject to audit
    • 6 months bank a/c statement for firm
    • 6 months bank a/c statement of the partners.
    • Business profile on firm’s letterhead.

  • Private Limited Firm:
    • IT returns for last three years with P&L a/c and balance sheet in the name of firm. 
    • IT returns and Form-16 of the individual directors for last three years. 
    • Memorandum and the articles of association of the firm. 
    • Audit report if the firm is subject to audit 
    • 6 months bank a/c statement for firm 
    • 6 months bank a/c statement of the individual directors. 
    • Business profile on firm’s letterhead 
    • Copy of firm’s PAN card.


 

 

OUR PREFFERED LOAN PARTNERS: